Terms of Service

InsiderWatch (“we,” “us,” “our”) is an informational alert service. We monitor public government and market sources, including SEC filings (Form 4 insider transactions, Schedule 13D/G stake disclosures, and 13F holdings reports), congressional STOCK Act disclosures, federal agency actions, Pentagon contract awards, and press wires. We use AI (large language models) to identify and summarize potentially market-moving events, and we deliver graded alerts by email and Telegram, with mobile and web push delivery where enabled.

Pro members also receive access to a research dashboard, including a congress trading tracker, hedge fund positions, insider activity, and per-stock research.

Alerts are machine-generated. They may contain errors, and they are not individually reviewed by a human before delivery. See the Not Investment Advice and Disclaimers of Warranty sections for the limits that follow from that.

You must be at least 18 years old to subscribe to or use InsiderWatch. By subscribing, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement. We do not knowingly provide services to anyone under 18.

• One account per person. Do not create multiple accounts or share an account.
• Provide accurate registration information and keep it current.
• Keep your login credentials secure and confidential.
• You are responsible for all activity that occurs under your account.

InsiderWatch is strictly an informational service. Nothing we provide constitutes financial, investment, legal, or tax advice. Alerts are based on publicly available information and are provided for informational purposes only.

InsiderWatch is not a registered investment adviser, broker-dealer, or fiduciary. Your use of the service does not create an advisory or fiduciary relationship of any kind. We do not make recommendations tailored to you or your circumstances.

Past performance, including any track record or outcomes described on this site, does not guarantee future results. You are solely responsible for your investment decisions. Before acting on any information from InsiderWatch, consult a licensed financial professional.

InsiderWatch offers two plans, each available with monthly or annual billing:

• Watchlist: $6 per month, or $60 per year billed annually.
• Pro: $15 per month, or $144 per year billed annually.

Every new subscription starts with a 7-day free trial. A valid payment method is required at sign-up, but you are not charged during the trial. When the trial ends, the payment method on file is charged automatically at the rate and billing period you chose at sign-up, unless you cancel first. Stripe, our payment processor, sends a reminder email before the trial converts to a paid subscription.

Auto-renewal disclosure: subscriptions are recurring. After the trial, your subscription automatically renews at the end of each billing period (monthly or annual, per the option you chose) at the then-current price, until you cancel. We will give active subscribers at least 30 days’ notice before a price change applies to them.

• Payments are processed by Stripe. By subscribing, you agree to Stripe’s terms.
• One active subscription per email address.
• Promotion codes may be offered from time to time and can be modified or withdrawn at any time.

You may cancel at any time: with one click in the dashboard (Billing tab), through the Stripe billing portal linked in your subscription emails, or by emailing support@insiderwatch.ai. Cancellation takes effect at the end of the current billing period, and you retain access until then.

We do not offer refunds for partial billing periods. Nothing in these terms waives any non-waivable statutory refund rights you have in your jurisdiction.

California residents: under California Business and Professions Code §17600-17606, you have the right to cancel your subscription at any time. Instructions to cancel are provided in your subscription confirmation email and are available at any time by contacting us.

Alerts are delivered by email (sent through Resend) and, if you choose to connect one, to a Telegram chat. Mobile and web push delivery is available where enabled. A Discord mirror of alerts may also operate for community distribution.

Telegram delivery is off by default and is enabled only when you open the connect link from your own dashboard and start the chat. Connecting is optional and is not a condition of subscribing or of any purchase. To disconnect, send /stop in the chat or use Disconnect in your dashboard settings. Disconnecting does not cancel your subscription, and email alerts continue.

Delivery depends on third-party networks (email providers, Telegram, push services) and is not guaranteed. We are not liable for delayed or undelivered messages caused by spam filtering, network issues, or third-party outages outside our control.

The service is provided for your personal, non-commercial research use. You agree not to:

• Resell, redistribute, or sublicense alerts or alert content to third parties.
• Scrape the site or systematically extract or republish alert content.
• Use alerts or dashboard data to operate a competing service.
• Misrepresent our alerts as investment advice or as non-public information.
• Attempt to access our systems beyond your authorized account.
• Use the service to violate securities laws. Trading on material non-public information is illegal. All InsiderWatch data comes from public sources.

Our AI-generated summaries, alert grading, site design, and brand are the intellectual property of InsiderWatch. The underlying public information (government filings, disclosures, press releases) belongs to its respective sources and remains public. We grant you a limited, revocable, non-exclusive, non-transferable license to use the service for personal purposes as described in these terms.

If you believe content on this site infringes your copyright, send a notice to support@insiderwatch.ai identifying the material, your contact information, and a statement of your good-faith belief that the use is unauthorized.

The service is provided “as is” without warranties of any kind, express or implied. We do not guarantee uptime or uninterrupted delivery. The public data sources we monitor may lag, break, or publish errors, and our AI processing may misclassify or mischaracterize events. We do not warrant that alerts will be timely, accurate, or complete, and we make no representations about the future performance of any security mentioned in an alert.

To the maximum extent permitted by law, InsiderWatch shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including losses arising from investment decisions made based on our alerts. Our total liability to you for all claims shall not exceed the greater of the amounts you paid us in the 12 months preceding the claim or $100.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, these limitations apply only to the extent permitted by law.

You agree to indemnify and hold harmless InsiderWatch and its operators from any claims, damages, liabilities, and reasonable expenses (including attorneys’ fees) arising out of your misuse of the service, your violation of these terms, or your violation of any law or the rights of a third party in connection with your use of the service.

We may suspend or terminate your account if you violate these terms or if we reasonably believe your use could expose us to legal liability. You may delete your account at any time in the dashboard (Account tab).

Sections that by their nature should survive termination do survive, including Not Investment Advice, Intellectual Property, Disclaimers of Warranty, Limitation of Liability, Indemnification, Governing Law and Disputes, and General.

We may change, add, or discontinue features of the service at any time. We may also update these terms. Material changes will be posted on this page with an updated date, and your continued use of the service after a change constitutes acceptance of the revised terms. If you object to a change, your remedy is to cancel your subscription.

These terms are governed by the laws of the State of Delaware, without regard to conflict of law principles.

Informal resolution first: before filing any claim, you agree to email us at support@insiderwatch.ai describing the dispute and to give us 30 days to try to resolve it informally.

If we cannot resolve it informally, any dispute, claim, or controversy arising out of or relating to these terms or the service shall be resolved through binding individual arbitration under the rules of the American Arbitration Association (AAA), except where prohibited by applicable law. The arbitration shall take place in Delaware or via remote proceeding. Either party may instead bring an individual claim in small claims court if it qualifies there.

Arbitration opt-out: you may opt out of this arbitration agreement by emailing support@insiderwatch.ai within 30 days of first accepting these terms, stating that you opt out of arbitration.

Class action waiver: you and InsiderWatch each waive the right to participate in a class action lawsuit or class-wide arbitration. All claims must be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. If this waiver is found unenforceable as to a particular claim, it is severed for that claim only, and the remainder of this section stays in effect.

Except where prohibited by law, you must bring any claim within one (1) year of the date the cause of action arose, or the claim is permanently waived.

• Severability: if any provision of these terms is found unenforceable, the remaining provisions remain in full effect.
• Entire agreement: these terms, together with the Privacy Policy, are the entire agreement between you and InsiderWatch regarding the service.
• Assignment: you may not assign these terms; we may assign them in connection with a merger, acquisition, or sale of the service.
• No waiver: our failure to enforce a provision is not a waiver of our right to enforce it later.
• Force majeure: we are not liable for delays or failures caused by events beyond our reasonable control.
• Electronic communications: you consent to receive notices from us electronically. We deliver notices to the email address on your account.

For all matters relating to these terms, including legal notices: support@insiderwatch.ai.